✓ AY 2025-26 · Old & New Regime · Instant comparison · No signup
Income Tax Calculator India 2025-26
Calculate your income tax under Old and New regime instantly. Compare both and find which saves you more money.
Your Income Details
Enter your total annual CTC or gross salary
PF, PPF, LIC, ELSS, home loan principal etc.
Tax Comparison
Enter your salary details to see tax calculation

New Tax Regime Slabs 2025-26

Income SlabNew Regime RateOld Regime Rate
Up to ₹3,00,000NilNil
₹3,00,001 – ₹7,00,0005%5% (up to ₹5L)
₹7,00,001 – ₹10,00,00010%20%
₹10,00,001 – ₹12,00,00015%30%
₹12,00,001 – ₹15,00,00020%30%
Above ₹15,00,00030%30%
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How It Works

1
Enter your salary
Enter your annual gross salary or CTC. This is your total income before any deductions.
2
Add deductions
Enter HRA received, 80C investments (PF, PPF, LIC), health insurance and home loan interest.
3
Compare both regimes
See tax under Old and New regime side by side. The calculator highlights which saves more money.
4
Plan your taxes
Use the result to decide which regime to choose and how to maximize your tax savings.

Frequently Asked Questions

❓ Which tax regime is better — Old or New?
It depends on your deductions. If your total deductions (HRA + 80C + 80D + home loan) exceed ₹3.75 lakh, Old Regime usually saves more. Otherwise New Regime is better.
❓ Is income up to ₹7 lakh tax free in New Regime?
Yes! Under the New Regime, with the rebate under Section 87A, income up to ₹7 lakh is effectively tax free for individuals.
❓ What is standard deduction in 2025-26?
Standard deduction is ₹75,000 under New Regime and ₹50,000 under Old Regime for salaried individuals.
❓ Can I switch between Old and New regime every year?
Salaried individuals can switch between regimes every year. Self-employed individuals can switch only once.
❓ Is this income tax calculator accurate for 2025-26?
Yes, our calculator uses the latest tax slabs and rates for Assessment Year 2025-26 (Financial Year 2024-25).